Month: July 2019

Exploring the ICHRA, Part II

July 10th, 2019

“ICHRAs alter the distribution model from wholesale (employer-sponsored, or group, coverage) to retail (nongroup coverage). It’s far more efficient and less costly for insurers to make a sale to one group of 100 employees than to four groups of 25. Changing the ratio of group to nongroup sales alters not only cost structure, but also.. Read more

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