Month: October 2019

Tools to Manage Rising Premiums

October 31st, 2019

“A far more effective approach is defined contribution. An employer offers a flat contribution to each employee . . .  When employees pay the entire difference in premiums, they tend to choose the less-costly plan. And employers can set their budgets well in advance, since they’ve fixed their cost per employee.” William G. (Bill) Stuart.. Read more

Uberize My Medical Care, Please

October 17th, 2019

My doctor replied, “Don’t worry about cost. Insurance pays for it.” I responded, “Not exactly. First, I have a deductible that I haven’t satisfied, so I’ll be paying. Second, insurers don’t pay claims. Insurers write checks. My employer and I pay for all services, whether directly through my deducible or next year through premium increases.”.. Read more

Surprise! Billing Legislation Bogs Down

October 3rd, 2019

“Most senators represent states in which the leading delivery system is one of the largest and most influential employers. In addition, most states – unlike many congressional districts – have rural hospitals that are affected by federal policies like Medicare and Medicaid reimbursement rates. Senators have to worry about whether legislation would affect the supply.. Read more

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