Category: HSA Rules and Tools

Take It to the Limit with an HSA and Limited Health FSA

December 27th, 2018

“If you want to pay this year’s expenses this year and enjoy immediate tax benefits, a HSA/Limited-Purpose Health FSA combination allows you to pay your bills and gain a tax advantage this year, rather than carry financial obligations or delay tax benefits into the future.” William G. (Bill) Stuart Director of Strategy and Compliance December.. Read more

A Few Pesky HSA Compliance Issues

December 11th, 2018

“[T]his young adult woman can open her own HSA. She doesn’t have to be the medical-plan subscriber. In fact, it’s not unusual for more than one person on a contract to be HSA-eligible.” William G. (Bill) Stuart Director of Strategy and Compliance Dec. 13, 2018 One of the advantages of spending time in the field.. Read more

Your Compliance Questions Answered

November 1st, 2018

  “The only factor that matters when determining whether an HSA-eligible person is entitled to a family or self-only contribution is the size of the contract. Period.” William G. (Bill) Stuart Director of Strategy and Compliance November 1, 2018 An important part of my job is to answer your questions about Consumer-Driven Health (CDH) generally.. Read more

Your HSA Compliance Questions Answered

May 23rd, 2018

“This strategy is particularly popular in the small-group market, where deductibles are high and employee claims experience isn’t factored into premiums. Groups that are healthier (either fewer total claims or high claims among only a handful of employees) can benefit from this approach.” William G. (Bill) Stuart Director of Strategy and Compliance May 24, 2018.. Read more

Constructing a Better HSA

February 14th, 2018

“And in perhaps the least visible effort to date, the administration is sifting through dozens of “innovation” proposals submitted late last fall designed to improve patient care, control costs and otherwise offer new approaches to delivering care.” By William G. (Bill) Stuart Director of Strategy and Compliance February 15, 2018 Health Savings Accounts have experienced.. Read more

Understanding Medicare and HSAs

November 20th, 2017

“Ignore the label “penalty.”  When you reposition the penalty in your mind as a “surcharge,” you open yourself to analysis that might show a benefit to delaying Part D enrollment because the financial benefits outweigh the financial risks.” William G. (Bill) Stuart Director of Strategy and Compliance November 21, 2017 Many people find HSAs confusing… Read more

Choosing the Right Health FSA Extender

October 26th, 2017

“This flexibility is a strong argument in favor of using this approach when employees transition from traditional to HSA-qualified coverage. Employers and participants must be vigilant to ensure that they don’t make a mistake that negates an employee’s HSA eligibility for an entire 12 months.” William G. (Bill) Stuart Director of Strategy and Compliance October.. Read more

Blog

Follow our biweekly HSA GPS blog so we can work in collaboration on HSA administration.

Corporate Headquarters
967 Elm Street
Manchester, NH 03101
Directions to this office

Mailing Address
Benefit Strategies
P.O. Box 1300
Manchester, NH 03105-1300

Toll Free: 1-888-401-FLEX (3539)
Phone: 603-647-4666
Fax: 603-647-4668
Email: info@benstrat.com

Hours of Operation:
8am to 6pm Monday - Thursday
8am to 5pm Friday