Recent COVID-19 Regulations: Information and Solutions To Help

Category: HSA Studies and Reports

The Gap between HDHP Enrollees and HSA Owners

August 6th, 2020

“They can match Health Savings Account contributions,  but most don’t adopt this approach. If they matched the first $1,000 of employee contributions rather than giving $1,000 with no restrictions, companies would encourage employees to build their account balances of the inevitable medical, dental, vision, over-the-counter, and premium expenses that they’ll incur in the future – […]

The Four Types of HSA Owners

March 7th, 2019

  “[Y]ou don’t need a six-figure income to become a Conscious Accumulator. Workers who are diligently saving for retirement can fund their HSAs at or near the statutory maximum each year by shifting where they place their retirement contributions.” William G. (Bill) Stuart Director of Strategy and Compliance March 7, 2019 Different people use Health […]

Are You Part of the 12%?

July 11th, 2018

“Too often, companies introduce their HSA program during open-enrollment meetings. Usually, by the time presenters review the benefits of the medical options, there’s little time to discuss the medical account. Ideally, you start your HSA education program four to six months before the start of the new medical plan year. The goal is to teach […]

Your HSA Compliance Questions Answered

May 23rd, 2018

“This strategy is particularly popular in the small-group market, where deductibles are high and employee claims experience isn’t factored into premiums. Groups that are healthier (either fewer total claims or high claims among only a handful of employees) can benefit from this approach.” William G. (Bill) Stuart Director of Strategy and Compliance May 24, 2018 […]

An HSA Watershed Moment?

April 26th, 2018

“I asked a prospective retirement advisor whether I should contribute the next $5,000 of retirement savings into my company’s traditional 401(k), a Roth 401(k) or my HSA. He proceeded to tell me . . . “ William G. (Bill) Stuart Director of Strategy and Compliance April 26, 2018 Sometimes we know when we’re right in the […]

The Changing HSA Administration Landscape

November 10th, 2016

By William G. (Bill) Stuart Director of Strategy and Compliance Nov. 10, 2016 A dozen years ago, when HSAs were launched as part of the Medicare Prescription Drug, Improvement and Modernization Act of 2003, a number of banks applied to become HSA trustees and custodians. Lured by the prospect of new assets under management, banks […]

Designing an Effective HSA Program

September 1st, 2016

By William G. (Bill) Stuart Director of Strategy and Compliance Sept. 1, 2016 We’ve reached the tipping point in Consumer-Driven Health, or CDH – even in Massachusetts, where adoption has been much slower than in the nation at large. More than a decade after IRS clarification on Health Reimbursement Arrangements, or HRAs (2002), and Health […]


Follow our biweekly HSA GPS blog so we can work in collaboration on HSA administration.

New Hampshire Location
967 Elm Street
Manchester, NH 03101
Directions to this office

Mailing Address
Benefit Strategies
P.O. Box 1300
Manchester, NH 03105-1300

Toll Free: 1-888-401-FLEX (3539)
Fax: 603-647-4668

Hours of Operation:
8am to 6pm Monday - Thursday
8am to 5pm Friday