“Most senators represent states in which the leading delivery system is one of the largest and most influential employers. In addition, most states – unlike many congressional districts – have rural hospitals that are affected by federal policies like Medicare and Medicaid reimbursement rates. Senators have to worry about whether legislation would affect the supply.. Read more
“[These] tests are a qualified expense . . . only to the extent that the testing is for medical purposes . . . rather than learning whether you’re related to Leif Erickson or want to pull the “family-discount” card when ordering a bottle of Sam Adams.” William G. (Bill) Stuart Director of Strategy and Compliance.. Read more
“Retirees who already own an HSA can continue to contribute to their accounts, and those who have never had an opportunity to open an HSA can do so . . This means that 58 million retirees will feel less pressure from the financial vise. And leave them with more funds to receive the high-value care.. Read more
“Probably the best solution for the country would be . . . bipartisan legislation that loosens the federal grip on benefit design, increases choices, covers more Americans, gives states meaningful incentives to manage their Medicaid populations, and attacks the true drivers of medical costs.” William G. (Bill) Stuart Director of Strategy and Compliance Jan. 10,.. Read more
“What to do? US Sen. John Kerry came up with perfect answer: Preserve the employer exclusion and impose a 40% excise tax on the amount of the premium that exceeded a particular threshold set by the government. Impose the tax on insurers and position it as punishment to insurers . . . for offering high-cost.. Read more
“Democrats will point to statistics showing that most HSA owners don’t accumulate large balances because they don’t have sufficient discretionary income to contribute to the current statutory limits. . . But for many, an HSA is merely an alternative to a Health FSA. . . No one criticizes Health FSAs because participants don’t build balances.. Read more
“Current law discriminates against working seniors who are enrolled in HSA-qualified plans based on their income and the size of their employers. This discrimination simply isn’t fair, especially when there is a fairly simple solution. As more Americans understand this issue, members of Congress will have an increasingly difficult time defending this ongoing discrimination.” William.. Read more
“It turns out that this shift to save the law may have reduced the threshold to amend it from the 60 votes normally required in the Senate for regular legislation to 51 through the reconciliation process, depending on what several courts say during the next year or two.” William G. (Bill) Stuart Director of Strategy.. Read more
“As a result of this law, no one with fully-insured HSA-qualified coverage in Maryland, (even women!) would be able to contribute to HSAs in 2018 because their plan covers vasectomy in full.” William G. (Bill) Stuart Director of Strategy and Compliance March 29, 2018 A new idea floating in Washington DC could have a dramatic.. Read more
“Those folks need to answer to working families with extraordinarily high medical bills and tell them why Congress can’t find room in a $4 trillion (that’s $4,000,000,000,000) federal budget to provide them with an extra $2,000 or $3,000 of tax relief to pay their bills more easily.” William G. (Bill) Stuart Director of Strategy and.. Read more
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